For over 25 years IJU has been working with people and businesses throughout the United States, Europe, South America, & Asia to find comprehensive and affordable coverages that meet their needs. With multiple office locations and a diversified staff, we are here when you need us, and where you need us. Having access to over 25 different insurance markets, we provide our Clients with only the very best coverage. Whether you are looking for Commercial Lines, Personal Lines, of Group Insurance, we are here to help. Some of our coverages include: Commercial Lines: Automobile Insurance, Business Owner’s Policy (BOP), Builder’s Risk & Construction Insurance, Disability Benefits Law (DBL), General / Excess Liability, Liability, Marine Insurance, Professional Liability (E & O), Workers Compensation Personal Lines: Automobile Insurance, Homeowner’s Insurance, Health Insurance, Liability, Life Insurance (Term Life, Whole Life, Universal Life), Long Term Cate (LTC), Renters Insurance, Umbrella Group Insurance: Group Dental Insurance, Group Disability Insurance, Group Health Insurance