We are a boutique comprehensive financial planning Registered Investment Advisory firm with over 700 families and over $580 million in assets under management. Regional offices in: Overland Park, KS | St. Louis, MO | Springfield, MO Established in 2004 with 147+ years of experience between our Advisors | 15 employees | 7 Wealth Advisors Credentials – CFA, CFP®, J.D., CRPC, CRPS What we do: Planning is our business - Social Security Analysis - Pension Plans - Medicare - Insurance Planning (Healthcare, LTC, Life & - Disability) - 401(k)IRA Distribution - ESOP plans - Death of Spouse - Divorce - Estate Plan Coordination - Schwab Trust Capabilities Our purpose: To help clients plan for a complete life with trust, communication and enjoyment. Why clients Work With Us: • Clients hear from us every 30 days: a combination of e-mail, social media, event invitations, phone calls and face-to-face appointments. • We host client events (not sales events) on a regular basis - 2-4 events per year. • Our advisors work with a limited number of families. • Each plan is tailored to every client’s unique financial situation taking into account taxes, income needs and the best way to structure portfolios. Investment Philosophy: • We believe in low cost evidence based investing using DFA mutual funds, Vanguard and Schwab ETF’s. • Our average internal portfolio cost is less than 0.25% and is lower than the national average of 1%. • Technology- On-going re-balancing process and review for tolerance drift within recommended portfolio.