Bad credit unsecured business loans. Bad Credit, Bankruptcy or Tax Liens, NO PROBLEM! Simple Funding Solutions for Your Business. We provide funds at the lowest rates in the industry with flexible repayment schedules. With our merchant cash advance program, we provide an advance lump sum to you and a small percentage of your future credit card receivables is allocated as repayment for your loan. For business owners who do not use credit card processing, we offer unsecured business loans like our ACH loan program. In this case, payments are made through a daily deductions from your bank account, just like with direct deposit. Whatever type of business you operate, Synergy Capital has the loan solution you are looking for.