We partner with the industry’s top agents to provide a cheap SR22 Insurance quote tailored specifically for you. Call us for cheap SR22 insurance quotes California drivers who are convicted of certain violations, such as a DUI or reckless driving, may be required to purchase SR-22 insurance in order to get their driving privileges reinstated. SR22 insurance in California will cost more than what you previously paid for auto insurance, but this is mainly due to the violation that caused you to need an SR-22 filing. Although California law prohibits companies from canceling your car insurance policy or increasing your rates in the middle of the policy term, that protection expires when the policy comes up for renewal. At that point, having an SR-22 requirement may lead to non renewal or higher rates. Non owner SR22 insurance is for drivers who need an sr22 certificate filed but do not own a car. If your driver’s license is suspended due to driving under the influence, accidents, or driving without insurance, DMV will require SR22 insurance from you whether you own a car or not.