he Aliera plans are quality affordable health plans recognized by the US government as Affordable Care Act plans and may be the perfect replacement for the current health insurance plan you are on now. The Aliera plans are less expensive than ObamaCare Marketplace plans and they give you access to the doctors of your own choosing. These types of plans are called health care sharing ministry plans. These plans are not subject to the Open Enrollment dates, so you could purchase one of the plans any time during the year. The plans use the gigantic PHCS PPO network of medical providers nationwide. This is America’s largest PPO network. Not available in Alaska, Hawaii, Maine, Maryland, Puerto Rico, Washington and Wyoming.