Who We Are First State Bank Mortgage is a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending in the St. Charles area from purchase to refinance to construction lending. Since 1867, we have built a strong reputation as a trusted, established local mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers in the communities we serve. In addition to competitive rates, we offer in-house processing, underwriting and closing. Our Locations First State Bank Mortgage offices are located in St. Louis, Kansas City and Lake of the Ozarks. First State Bank also has five full-service banking centers in the St. Louis metropolitan area which each offer an in-house Mortgage Lender. Loan Programs First State Bank Mortgage is committed to taking the stress out of the loan process and ensuring our customers' total satisfaction. To do this, we have secured direct access to hundreds of loan programs that can meet each of our customer's varied and diverse situations. Conventional Mortgage FHA VA USDA JUMBO Missouri Housing Development Commission Kansas Housing Assistance Program Home Affordable Refinance Program (HARP) Rehab Loan And more! Our Commitment Our commitment is to provide our community with superior home financing solutions and resources. We offer countless loan programs to find the best fit - and the best RATE - for your new home purchase or refinance. We look forward to putting out mortgage service to work for you! How to Reach Us For more information, please visit our website at http://mortgage.fsbfinancial.com, come by and see us at one of our locations or call us at (636) 940-5626 (LOAN).