Suppose bad credit score is included, will that be a problem? Business cash advances are increasingly coming to be a preferred type of financing, particularly for local business. By comparison, Commercial Merchant Services Merchant Services cash advance offers a streamlined process that provides a simple one page application and immediate unsecured funding from $5,000.00 – $300,000.00. You will further benefit from high approval rates, minimal credit requirements, and a flexible repayment process that is directly tied to your business’ sales volume.All of these features provide you with immediate access to funds that you can use for any business purpose.