Carmel Bay Group designs unique and appealing group health insurance plans for employers and small businesses in the greater Monterey Bay, California area. As a leading group health insurance broker in Monterey CA, we’re dedicated to developing affordable small business health insurance plans that your employees will appreciate and value. Carmel Bay Group also specializes in providing the best life insurance plans in Carmel, CA and beyond. We offer low cost term life insurance, whole life insurance, and overfunded life insurance plans to take care of the people you care about. In addion, we offer long-term care insurance and disability insurance for doctors, aorneys, engineers and other professionals who want to protect their income and be financially secure. Led by James Greco, Carmel Bay Group Insurance has earned earned the trust and loyalty of many local businesses and organizaons who want to deliver high quality insurance and employee benefits to their employees.